Bank of Jordan - Smart Saver Account

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Sanabel Kids Account

It’s never too early! Give your children a head start by investing in a Sanabel Account

BOJ Mobile

Accomplish your banking transactions quickly, easily and safely with Bank of Jordan’s improved application that includes several services and benefits especially crafted for you.

Because we at Bank Of Jordan, value your time, and excel to achieve your goals, we provide you best solutions to have better future, with “Smart Saver” Saving Account

Advantages:

No minimum balance

No charge for minimum balance.

Interest credited to account on a monthly basis

Account opened exclusively through the BOJ Mobile app

Saving made easier and many benefits

Open “Smart Saver” Saving Account in a fast, secure completely paperless and many benefits

Easy transfers

Transfer between your accounts and other accounts easily

Debit MasterCard

Can be used anywhere around the world to make cash withdrawals from ATM machines and pay for purchases at points of sale and online.

Enjoy free digital banking services

BOJ Mobile, SMS,Online Banking, contact center, e-FAWATEERcom, phone banking services, JOMOPAY and online e-statement

Set-Up Interest rate according to each cluster :

Cluster	Interest Rates %
200-999	0.10%
1,000-2,999	0.20%
3,000-4,999	0.40%
5,000-6,999	0.60%
7,000-8,999	0.80%
9,000-11,999	1.00%
12,000-14,999	1.25%
15,000-19,999	1.50%
20,000-29,999	1.75%
30,000-39,999	2.00%
40,000-49,999	0.50%
+40,000	0.50%

Explanatory example of how to calculate the intrest rate

The minimum Balance during the month was 7,500 JOD

Cluster	Step up	Yearly %IR	IR Amount Per month	Total Interest by End of the month
200-900	999	% 0.10	0.0832	JOD 2.414
1,000-2,999	1,999	% 0.20	0.333
3,000-4,999	1,999	% 0.40	0.666
5,000-6,999	1,999	% 0.60	0.999
7,000-8,999	500	% 0.80	0.333

Open your Smart Saver Account Through BOJ Mobile

Terms and conditions:

Minimum balance to earn interest is 200 JOD.
in case the account is closed before the date on which the credit interest is applied, the interest will. not be credited the account closure date.
Account opened exclusively through the BOJ Mobile app.
Minimum age requirement, 18 years old.
Eligibility for Jordanian citizens.
This account is not included in the saving accounts prizes draws.
Available currency is JOD only.
When opening the account, interest is calculated based on the lowest monthly balance, starting from the next monthly balance.
Credit interest is calculated ascending on the lowest monthly balance and is credited to the account at the end of each month in acordance with the interest rates declared by the Bank from time to time.

Required Documents:

Jordanian nationals: Valid proof of identity (ID card, employment certificate for security and army personnel)

Proof of work: (work Contract / salary)

Proof of residence: (Recent utility bill or a valid lease contract or registration document for the property or any document that clearly state the residence).

Open your Smart Saver Account Through BOJ Mobile

Bank terms and conditions apply

Smart Saver Account

Sanabel Kids Account

BOJ Mobile

Advantages:

Set-Up Interest rate according to each cluster :

Terms and conditions:

Required Documents:

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